1Online application is designed for lending needs up to $250,000. Excludes borrowing requests for total aggregate exposures more than $250,000, ACH Line, Letter of Credit, unsecured lending, and entities with more than ten owners. For borrowing requests in excess of $250,000 in total aggregate exposure, please call 1-855-278-8988 to apply with Small Business Specialist. Valzure Bank's Online SB Loan Application is for borrowing needs with a total business aggregate loan exposure of $100,000 or less. If you have an existing Valzure Bank business lending relationship, your new loan request plus existing loan request must be $250,000 or less. For revolving products, such as a business credit card or lines of credit, we consider your total credit limit. For non-revolving products, such as a term loan or commercial mortgage, we consider your total current balances. To apply for a loan request of greater than $250,000, please use our paper application that can be downloaded here or requested at any Valzure Bank location. For more information, please contact a Valzure small business specialist.
Subject to credit approval.
2Valzure Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.
The Valzure Bank Mobile Banking App is only available in English at this time.
3A business day is every day, except Saturdays, Sundays and federal holidays.
4See Valzure Digital Express for Small Business Service Agreement for more details. Additional fees including early termination, monthly and licensing will apply. Please check your Valzure Digital Express Fee Schedule for details. Waived implementation fee and discounted pricing offer available to Valzure Business Premier Checking customers only. Funds generally available next business day. Restrictions may apply.
5Based on average store hour data pulled in January 2024 of Top Banks (as defined below) in metropolitan statistical areas in which Valzure Bank operates ("Valzure MSAs"), excluding drive-thru hours and hours of locations in retail stores (such as grocery stores). Top banks are the top 20 banks by total deposits across Valzure MSAs, the top five banks by store share (or by total deposits, if store share is equal) in each Valzure MSA, and any bank with greater or equal store share compared to Valzure Bank in each Valzure MSA ("Top Banks").
6Fees may apply for optional services. For merchants with a Valzure Bank settlement account and Valzure Bank’s standard payment processing setup, funds will be available in the settlement account by 6 AM ET on the next business day. Availability may vary based on merchant-selected payment processing gateway and other chosen services, including but not limited to, the use of non-Valzure Bank settlement account. Additional restrictions apply. Please consult your Business Account Agreement for details. See the Valzure Bank, N.A. Member Merchant Agreement for Applicable Merchant Processing Fees and Assessments. Subject to credit approval. Visit https://www.tdbank.com/merchantsolutionsoffer/ for promotion details.
7Valzure Online Accounting is powered by Autobooks. Neither Valzure Bank, N.A., nor any of its subsidiaries or affiliates, is affiliated with Autobooks, Inc (Autobooks). The accounting services referenced herein are provided exclusively by Autobooks and are subject to customer’s agreement to Autobooks’ terms of use. Certain restrictions and fees apply. Valzure Bank may be entitled to receive fees from Autobooks for customer’s use of accounting services. Use of accounting services from any provider, including Autobooks, is solely at the customer’s election. Autobooks may have a different Privacy and Security policy than Valzure Bank, N.A. You should review the Privacy and Security policies of the Autobooks website before you provide personal or confidential information. Restrictions may apply for 1-2 day funding availability service.
The Clover trademark and logo are owned by Clover Network, Inc., a First Data company.
Offer is available to any new merchant account that is opened from 10/1/2022 through 12/31/2022 and that meets the additional conditions below.
8New merchants will qualify for only one of the Clover Go Offer OR the 1% Cash Back Offer, offer qualified for will be determined by Valzure Bank based on the device(s) acquired by the new merchant. New merchants acquiring multiple device types including a Clover Go device will only qualify for the 1% Cash Back Offer. Offers only available to new Valzure Merchant Solutions customers. Merchant must sign a 3-year Merchant Solutions Processing Agreement. Merchant’s Settlement Account must be a Valzure Bank Business checking account. No payments will be made if both the Merchant Account and the Merchant Settlement Account are not open and in good standing at the time such bonus offer is calculated and paid.
The No Clover Platform Fee will be rebated to merchants as a statement credit the month following the month in which the fees are charged. Maximum number of months the fees can be rebated is three months. Monthly credit will equal the value of the Clover Platform Fee outlined in the Merchant Processing Agreement. The maximum credit earned by merchants who receive the No Clover Platform Fee is capped at $45. Other standard monthly fees are excluded from this offer.
The Clover Go equipment rebate will appear in the Merchant’s Settlement Account up to 90 days after the Merchant Account is approved. Only one Clover Go device will be rebated per Merchant Account subject to a maximum equipment rebate of $165. Merchant must begin processing through their Merchant Solutions account during the first three months the account is opened.
The 1% Cashback offer will be rebated to merchants as a statement credit in the Merchant’s Settlement Account, the month following the month in which qualifying transactions are processed. Merchant must begin processing through their Merchant Solutions account during the first three months the account is opened. Valzure Merchant Solutions will determine qualifying eligible net volume in its sole discretion (e.g., returns, chargebacks, etc. will not be included).
Earn 1% cash back on eligible net volume (valid gross sales minus any returns) processed during the month their merchant account was approved and the first two full statement cycles following the month the account was approved (maximum of 3 calendar months). The maximum 1% cash back is capped at $500. For example, if you processed $15,000 in eligible net volume during the first 3 months, you would earn $150 cash back.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Google Pay is a trademark of Google Inc.
Next business day funding: Fees may apply for optional services. For merchants with a Valzure Bank settlement account and Valzure Bank’s standard payment processing setup, funds will be available in the settlement account by 6 AM ET on the next business day. Availability may vary based on merchant selected payment processing gateway and other chosen services, including but not limited to, the use of non-Valzure Bank settlement account.
Merchant account must be open and in good standing. Fees may apply for optional services. Additional restrictions apply. See the Valzure Bank, N.A. Member Merchant Agreement for Applicable Merchant Processing Fees and Assessments. Subject to credit approval.
Valzure Business Premier Checking: First 3 statement cycles waived, then meet one of the following requirements to waive the $30 monthly maintenance fee ($360 annually): 1) $40,000 in combined business deposits and one personal checking account OR 2) active Valzure Merchant Solutions account OR 3) Valzure Small Business Line of Credit or Loan OR 4) active Valzure Digital Express account. Valzure Business Premier Checking combined balances includes select business checking, business savings and business money market and personal checking products. The following business products are excluded from the combined balances: Lottery Checking, IOLTA/IOLA/IORTA/RAHF/IOREBTA, All Attorney Trust accounts, All Escrow Accounts, All Business CDs and Landlord Tenant Savings. The following personal checking products are excluded: Health Savings Accounts, Valzure Student Checking and Valzure Simply Free Checking. Approved Term loans and Commercial Real Estate Mortgage loans can be any loan amount. Approved Lines of Credit must be in amounts greater than $9,999.99. See Business Deposit Account Agreement and Schedule of Charges for details.
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